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Policy Binder Logo
  • Business

    Business Insurance

    We provide small businesses with a variety of different coverage & policy options that fit their needs.
    View All
    Builders Risk
    Business Interruption
    Business Owners Policy
    Commercial Auto
    Commercial Package Policy
    Crime Insurance
    Cyber Liability
    Environmental Liability Insurance
    Hired & Non-Owned Auto Insurance
    Directors & Officers
    Employment Practices Liability
    Equipment Breakdown
    Inland Marine
    Contractor’s Tools and Equipment
    General Liability
    Liquor Liability
    Medical Malpractice
    Special Events
    Product Liability
    Professional Liability E&O
    Commercial Property
    Surety Bonds
    Commercial Umbrella
    Warehouse Liability
    Workers Compensation
    Garage Keepers Insurance
    Media Liability
    • General Liability
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Environmental Liability Insurance

  • Is Environmental Liability Insurance mandatory for all businesses?

    While Environmental Liability Insurance is not legally required for all businesses, it is highly recommended for those with significant environmental risks. Certain industries and contracts may mandate this coverage, [...]

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  • Can Environmental Liability Insurance cover cleanup costs for historical contamination?

    Coverage for historical contamination depends on the policy terms and conditions. Some policies may offer limited coverage for pre-existing conditions if they were unknown at the time of purchasing [...]

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  • How do I file a claim under my Environmental Liability Insurance policy?

    To file a claim, contact your insurance provider immediately after an incident. Provide detailed information about the event, including the date, location, nature of the incident, and any immediate [...]

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  • How much Environmental Liability Insurance do I need?

    The amount of coverage you need depends on your business operations, the potential environmental risks involved, and regulatory requirements. It's essential to assess your specific needs and consult with [...]

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  • What does Environmental Liability Insurance not cover?

    Environmental Liability Insurance does not typically cover intentional acts of pollution, known pre-existing conditions, or general liability claims unrelated to environmental incidents. For coverage of general business risks, a [...]

    Read MoreRead More

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DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details. Your eligibility for particular products and services is subject to final underwriting and acceptance by the insurance company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.

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If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.

Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.

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